Financing where credit does not exist

Zayn Capital

Zayn Capital provides access to scalable credit solutions for fintech and embedded finance lending platforms in emerging markets to increase access to capital in a fair and transparent way.

Our credit solutions have been developed specific to each stage of the fintech lending journey - from early-stage lending product development to late-stage credit enhancement. Our intrinsic aim is to boost participation from traditional and development finance institutions in emerging markets like Pakistan

Our goal is to spur growth in emerging economies by focusing on providing financing for responsible, fair and sustainable lending, all while aiming for impactful returns for investors.

Zayn Capital Security

Private Credit for Change

Accessing credit/capital in emerging markets is an uphill battle

Access to credit is a persistent issue for individuals and businesses in emerging markets. Cultural barriers, lack of experience and a risk averse approach have stagnated the formal financing industry.

Emergence of Fintechs and Alternative Lenders

Fintech and alternative lending platforms are building innovative models to fill the gap arising from the limited financing options available from traditional financial institutions. However, these businesses struggle to scale their platform effectively because of the persistent challenge of credit lines from the formal financial sector.

Zayn Capital, provides financing for fintech companies and alternative lending platforms to grow effectively at each stage of their journey.

Localised solutions

Instability and currency fluctuation deter investments and lending within and into countries like Pakistan. Through innovative financial structuring, Zayn Capital provides localised solutions for lending in such markets.

Private Credit for Change

Our Experience

Since 2020, Zayn Capital has invested, advised and structured transactions across UK & MENA, Pakistan, and Bangladesh.  This broad experience across early stage technology gives us a unique perspective on the financing needs of fintechs and alternative lenders.

#15

Credit Transactions

Structured

$45m+

Capital Raised

for Clients

19

Advised

Family Offices, Fintechs, Startups

13

Investments

Early Stage Companies

Our Partners

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